Building Wealth Together

          There are literally millions of individuals in this country who receive payments over time from privately-held mortgage notes, land contracts, court settlements and lottery winnings. Most of these individuals (literally millions) would prefer to have a lump sum of cash now instead of the relatively small amount they receive on a monthly or annual basis. Our company purchases these notes by offering a lump sum of money to the individual receiving payments in exchange for the right to receive their future payments. All that is required of you is to locate the holders of these notes. It is easy and we teach you everything you need to know.

          Once you begin working this wonderful business, you will find that people will be calling or emailing you “asking you” to purchase their notes. This is because people who hold notes usually want to sell them but they don’t know whom to sell them to. You will become the person who helps them get the money they are looking for. You will help us because we are looking to purchase as many notes as possible and you will help yourself with a great commission each time. EVERYONE WINS!

          We have literally millions and millions of dollars available to purchase notes with but cannot find all of them on our own. We need your help! That’s where you come in, the Charter Financial Contract Buyer*.

*Our Contract Buyers are sometimes referred to as Note Brokers or Brokers.

What does a Charter
Contract Buyer do?

A Charter Contract Buyer uses our proven marketing methods to locate individuals who receive payments from privately-held mortgage notes, land contracts, court settlements, annuities and lottery winnings. As a Charter Contract Buyer, you will use our money to offer a lump sum of cash to your clients for the rights to receive their future payments. You are paid the difference between what we offer for the income stream and the price you offer your client. As you will see, our Contract Buyers make great commissions on every transaction.

Is it easy to make money
locating notes?

You wouldn't believe how easy it is to make money in this business. Here is an example: Mrs. Smith would like to cash out the mortgage note she is holding on a home she sold one year ago. Her daughter is starting college in the fall and she needs money for tuition. When Mrs. Smith calls you, all you do is ask her the questions on the easy-to-read Mortgage Quote Sheet that comes with the course and then tell her you will get back to her in a few hours with a quote. You then call, fax or email this information to us and we will tell you how much we are willing to pay for this note. You subtract your commission from our price and then quote Mrs. Smith the new price.

In this example, we would pay you $86,910 for this note. Let's say you would like to make $3,000 on this deal. You would then quote Mrs. Smith a price of $83,910. When she accepts, we will help you obtain the necessary paperwork or you can just step aside and we will do all the necessary work to close the transaction. This usually takes 2 to 3 weeks.

“Wow! I just made $3,000 on one deal, and
all I did was give you a name.”

Sound too good to be true? It’s not. Here is an example of someone who has received a court settlement. Mr. Hall calls you and tells you that he was injured in an automobile accident several years ago and will receive payments of $2,000 per month for the rest of his life. He is interested in selling 5 years of payments (60 months). He would like to open a business but needs a lump sum of cash to do so. You tell him you would be happy to assist him in obtaining a lump sum of cash. Once again, all you have to do is ask him a few simple questions from our one-page Settlement/Annuity Quote Sheet that you receive with the course. Then, same as before, call, fax or email the information to us. We will tell you how much we can offer for this payment stream. As before, just subtract what you would like to make and offer Mr. Hall the difference.

In this example you have just made $5,000.

Once again you have made an outstanding commission for just a few minutes of work. Does this sound too good to be true? It’s not. It only gets better.

“Use our money to make yourself wealthy”

Win the lottery by locating lottery winners who would like to sell their winnings. Many times we hear of people who win the lottery, and we perceive them as being wealthy. This isn’t always the case. Let’s take a look at one lottery winner who won $1,000,000 in a state lottery. That sounds like a lot of money but actually this person (Mr. Ramirez) will receive $50,000 a year for the next 20 years. Still a lot of money, but Mr. Ramirez would like to purchase a $200,000 house in a nice neighborhood. He called a Charter Contract Buyer looking to sell some payments for the $200,000. Our Associate was given a quote of $225,000 for 5 years of payments. The Contract Buyer then quoted Mr. Ramirez $205,000. Mr. Ramirez accepted and our Contract Buyer made $20,000 for less than an hour’s worth of work.

Our price	$225,000
Your price to Mr. Ramirez	$205,000
	-----------
You make	$ 20,000

What are the steps to making money
with Charter Financial?

1. Locate note sellers

We give you proven marketing methods to locate sellers of notes. This includes sample ads and letters. You also receive information on how to research courthouse records to locate mortgage holders and individuals that receive payments from personal injury settlements. We also discuss other proven marketing methods that successful Contract Buyers have used to make thousands and thousands of dollars. We will also teach you how to establish a referral base that will continuously give you endless leads.

2. Take down information and forward to Charter Financial

We give you easy-to-follow “quote” sheets (one page each) that contain the exact questions that you will need to ask a note seller about the payment stream. You then call, fax or email the information to our office. We will get back to you with an exact quote of how much we will pay for the note or payment stream. You subtract your commission from that price and then offer the new quote to your client.

3. Client Accepts Offer

You then notify Charter Financial of the price that your client accepted. You may gather the documents that are needed to process the transaction, or if you desire, we will take over the deal from that point on and do all the necessary work to complete the transaction. Either way, your commission stays the same.

4. Deposit your money in the bank

When the deal is completed, we will wire your commission directly into your bank account or overnight you a cashier’s check. You are paid the same day the transaction is completed.

Can anyone do this business?

Yes they can. You do not need a college degree in marketing to learn how to locate individuals who have notes and income streams to sell. You don’t even need a high school education. You just need a desire to succeed. We teach you everything you need to know in order to be successful and offer you our on-going phone and email support. Remember, “When you make money, We make money”.

Can I keep my present job
and do this also?

Absolutely. Most people start out on a part-time basis. We will teach you how you can successfully earn additional monthly income working this business just a few hours a week. Many housewives do this business for extra income as well as college students. Also, there are many individuals who come into contact with holders of notes on a daily basis and don’t even know it. We will teach you how to make thousands of dollars by knowing how to identify these individuals. Once again, anyone, regardless of their education or present position in life, can be a successful Contract Buyer.

Can I make a living
doing this business?

Most definitely. Many successful Contract Buyers are currently making well over $100,000 per year and working less than 40 hours a week. They all have the flexibility to work when they want and where they want. As you will see in the training manual, all you need in order to operate your business is a home phone or cellular phone. You can do this business anywhere. As a matter of fact, our company purchases notes in all U.S. states, except Nebraska. Many Contract Buyers make more money from one phone call than most people make in a month.

Will I become an employee of
Charter Financial?

No you will not. You will be an independent representative that works as much or as little as you desire. There are no quotas to maintain and no pressure to produce. You will receive a 1099 form for tax purposes at the end of the year.

What will I receive with this
Business Opportunity?

1) A Training Manual that is easy to read and understand. It teaches you everything you need to know to start making money immediately. Nothing is left out. You will learn everything from setting up the business to closing the deal.

2) Contract Buyers’ incentive program. We will refund to you the price of this course upon the closing of your first transaction with us. Your second transaction will earn you a $250 bonus and your third transaction will earn you a $500 bonus. These bonuses are in addition to your commission.

3) Contract Buyer Support. We offer the best support in the industry. All of our
members are eligible for the following:

1. Group Tele-Seminars – These “live” telephone seminars are held six times a week
and conducted by our experienced staff members and focus on “Start Up” and
“Question and Answer”. These sessions have proven to be very valuable for our
beginning members.

2. Telephone Support – Speak directly with our experienced professionals

3. Email Support – Available 24 hours a day

4) The Charter Financial Advantage™. If you prefer, once your client has agreed to your offer, you may provide us with the client’s name, telephone number and accepted price. We will work the deal for you from beginning to end. This is another great benefit to working with our company. This service is free and your commission stays the same.

5) Unconditional Money-Back Guarantee. You will be given 30 days to look over the materials that are sent to you. If for any reason you are not completely satisfied with the training materials or contents, you may send back the training package in its original condition for a full refund.

How much does the training package cost?
And why?

How much would you expect to pay for an opportunity that will change your life forever? There are some training organizations that are teaching the same thing we are for as much as $5,000. These individuals are in the business of making money from “selling information” as opposed to making money from buying notes.

As was stated earlier, we only make money when you do. Why would we charge you an outrageous amount of money just to learn the business? We would prefer you save that money and spend it on promoting your business.

The money that we receive from the sale of this training package pays for the production of the materials as well as our cost associated with finding associates such as yourself. Remember, you will be refunded the program cost upon completion of your first transaction, so in reality:

THIS PROGRAM IS FREE!

We also offer our unconditional money-back guarantee if you are not completely satisfied with the materials you receive. Our program is an absolute: RISK FREE OFFER.

Act now and receive
Free Bonus Materials

If you place your order NOW, we will also send you additional training materials for free. These materials will help you make thousands of extra dollars this year alone. You will receive the following by placing your order now.

Seller-Financed Business Notes...
a $99 Value

By placing your order now, we will send you information that will teach you how to locate the hottest cash flow in the industry: Business Notes. This segment of the cash flow industry is virtually untapped. Almost every small business in America is sold using some form of seller financing. We now purchase these notes. There are literally billions of dollars worth of Business Notes in circulation at any given time. Learn how you can make a great living by locating these types of notes. We will teach you the absolute best way of finding an endless supply of Business Notes.

Advanced Training Materials...
a $79 Value

When you place your order now you will also receive additional Advanced Training Materials that will take you to the next level in your note business. You will receive information on doing Simultaneous Closings, Techniques for Courthouse Research for mortgage notes, and information on how to purchase a portion of a note. You will also learn how to process deals that pay you
over and over again.

We will teach you how we determine our pricing on notes and you will learn about purchasing “2nd Position” mortgage notes. We will also educate you on the complete process of purchasing a note from beginning to end. If you order now, we will also give you secrets that the most successful Contract Buyers use to make over $100,000 per year in this fantastic business.

CD-ROM “Success Package”...
a $40 Value

This CD-ROM includes quote sheets, solicitation letters,
purchase agreements, applications, and much more
valuable and useful information.

First Two Months of Unlimited Support...
a $20 Value

This support is available via our Live Teleseminars, Telephone or Email. You receive the first two months free, and once you complete your first transaction with us you receive lifetime free support. If after the first two months you have not yet completed a transaction with us, then the mentoring is available for the low cost of just $9.95 per month, you may cancel this at anytime. Two months is more than enough time to complete your first transaction.

Order today to receive our complete
Award Winning package which includes:

Charter Financial's Award Winning Contract Buyer Training Manual
Proven Sample Ads
Numerous Marketing Techniques
Quote Sheets
Sample Solicitation Letters
Unlimited Live Group Tele-seminars
Broker Support via telephone and email
Incentive Program
Business Note Program
Advanced Training Materials
CD-ROM Success Package
Unconditional 30 Day Money Back Guarantee
And Much, Much More

LIMITED TIME OFFER

At the present time we have openings for Contract Buyers due to the millions of notes that are being created on a daily basis. Our current Contract Buyers just simply can’t keep up with the volume.

We are looking for individuals that want to work from home and who are serious about changing their lives.

To meet our demands, we have discounted our program from the regular price of $395, and have also included Bonus Materials at no extra charge.

ACT NOW and receive the award winning “Building Wealth Together” package for the unbelievably low price of just $195.

This offer is time sensitive and only available for a limited time. We reserve the right to cancel this offer at any time.

SUCCESS REQUIREMENTS

Must have a telephone or cellular phone
Desire to succeed
Ambition
Positive Attitude
At least two extra hours per week
No Licensing requirements
No Computer Necessary
Nothing else to buy

ORDER NOW / START NOW

By placing your order now you will receive INSTANT ONLINE ACCESS to our private "Member Only" website. This site contains the Online Version of our award winning "Building Wealth Together" program along with everything else you will need to successfully operate your new business.

This IMMEDIATE online access will enable you to not only begin studying the training materials within seconds, but also allows you to START YOUR BUSINESS TODAY!

Once you place your order online, you will receive a confirmation receipt email and an additional email that provides you with a username and password so that you may begin reading the manual while you wait for the printed version to arrive.

OCharter Financial and You

There has never before been a business opportunity where you can simply refer an individual’s name to a company and receive a huge commission. As was mentioned earlier, we cannot find all of these deals on our own. We need your help. We have literally millions of dollars that are allocated specifically for purchasing mortgage notes, court settlements, annuities, lottery winnings, and business notes.

We are looking to establish a mutually beneficial long term working relationship with you. We have taken away all of the risk. We offer our money-back guarantee if you are not completely satisfied. We also refund the price of the training materials upon completion of your first transaction. How can you go wrong?

The time is now to change
your life FOREVER!

          You probably requested this information because you are tired of your current position in life. Maybe you work a dead-end job with no opportunity for advancement or perhaps you work too many hours for too little pay. Whatever the reason, you know it is time for a change in your life.

          If you are willing to follow our easy instructions and if you want to work from home and be your own boss while making great money, then you have found the perfect company to work with. We have a solid reputation in our industry and in our community. (We invite you to check our references– The Better Business Bureau and Chamber of Commerce found below.)

          Our associates are making outstanding and mind-boggling commissions, and our industry is growing rapidly. Most people have still never heard of it and the time to join is now before it is too late.

Don’t delay your order. At the present time, we are only accepting a limited number of new associates.
Don’t miss out on this limited-time offer.

Business Affiliations

Better Business Bureau
5225 Katy Freeway, Suite 500
Houston, Texas 77007
www.bbbhou.org
Phone: 713-868-9500
*When prompted, enter our telephone number
888-539-3707

Houston Chamber of Commerce
6900 S. Rice
Bellaire, Texas 77401
www.gswhcc.org
Phone: 713-666-1521

Broker Success Stories

Tom E. made $12,000 on a court settlement
Judy M. consistently makes $100,000 or more per year
Lewis S. made $1,500 on his first deal
Ed L. has made over $100,000 per year for three years
Marty G. made over $40,000 on 3 lottery deals
Laurie G. made over $20,000 in one month
James G. averages more than $5,000 per commercial
mortgage note.

The individuals listed above have made these commissions in the note business. They are only a sampling of the hundreds of success stories that are associated with this business. Not everyone will achieve these same results.

Order Online Now

Enjoy Financial Success in the Discount Note Business

What is this great
business opportunity?

What does a Charter
Contract Buyer do?

Is it easy to make money
locating notes?

“Wow! I just made $3,000 on one deal, and
all I did was give you a name.”

In this example you have just made $5,000.

“Use our money to make yourself wealthy”

Don't Delay - Order Now

Its Your Turn to....
Cash In BIG on the
Subprime Meltdown!

Enjoy Financial Success in the Discount Note Business

What is this great business opportunity?

What does a Charter Contract Buyer do?

Is it easy to make money locating notes?

“Wow! I just made $3,000 on one deal, and all I did was give you a name.”

In this example you have just made $5,000.

“Use our money to make yourself wealthy”

Don't Delay - Order Now Its Your Turn to.... Cash In BIG on the Subprime Meltdown!

What is this great
business opportunity?

What does a Charter
Contract Buyer do?

Is it easy to make money
locating notes?

“Wow! I just made $3,000 on one deal, and
all I did was give you a name.”

Don't Delay - Order Now

Its Your Turn to....
Cash In BIG on the
Subprime Meltdown!